Topic

insurance

127 articles 2011–2015

A Market Is Born

Eli Lehrer · November 9, 2015

In 1988, Robert Tappan Morris, then a graduate student at Cornell University, decided to write a computer program to measure the size of the still-nascent Internet. Morris’s effort, a cleverly written bit of code that exploited security weaknesses, quickly spread through the computer network,…

Ending Obamacare’s Insurer Bailout Is Paying Dividends

Jeffrey Anderson · October 6, 2015

One of the least-reported substantial policy victories in recent years was stopping Obamacare’s insurer bailout through last fall’s CRomnibus bill.  Now we can attach a price-tag to that victory:  $2.5 billion.  That’s how much taxpayers would have been funneling to President Obama’s…

Jindal: Under My Obamacare Repeal, You Can Keep Your Plan

Michael Warren · February 5, 2015

Bobby Jindal isn’t as close to announcing a run for president as some of his other would-be GOP rivals, but that hasn’t kept the Louisiana governor out of the news. In recent weeks, Jindal has spoken out on terrorism (he says, contra Obama, Islam “has a problem”), vaccines (he’s unequivocally for…

Anthem CEO: Hackers Accessed My Personal Info, Too

Daniel Halper · February 5, 2015

In an email sent out this morning to customers, Anthem president and CEO Joseph Swedish addresses the cyberattack on the insurance company he runs. Swedish also reveals that his information was hacked too, not just the information of millions of customers. 

Cost of Healthcare.gov Exceeds $2.2B After Latest Contract Award

Jeryl Bier · December 30, 2014

With the announcement Monday of a five-year, $563 million contract award to Accenture, the Healthcare.gov contractor that rescued the Obamacare marketplace after 2013's disastrous launch, the total cost of the site will well exceed $2.2 billion. The new award is on top of the $1.7 billion in…

Anti-Obamacare Ads Dominate GOP Ad Buys in October

Jeffrey Anderson · October 28, 2014

Without offering an alternate theory for President Obama’s 42 percent approval rating — which was about the same even before it became obvious his foreign policy had tanked — the mainstream media is insisting that Obamacare isn’t driving this election.  But Republican ads in Senate races say…

The Obamacare Debate Heats Up in Virginia

Jeffrey Anderson · October 19, 2014

In the wake of their passage of Obamacare, the Democrats have repeatedly claimed two things: Republicans don’t have an alternative, and in any case the health care debate is over. But a Washington Post editorial published Saturday makes it clear that neither of these claims is true.

The Reality Behind the Latest Pro-Obamacare Spin

James Capretta · September 8, 2014

Obamacare’s defenders are busy declaring victory again.  Ezra Klein is touting a new survey of Obamacare benchmark premiums in some regions of the country as evidence that the law is defying the predictions of critics and working to cut costs rather than increase them.

2017 Project's Alternative to Obamacare Gets a Boost

William Kristol · September 8, 2014

2017 Project executive director Jeffrey Anderson issued a memorandum this morning reporting that the nonpartisan Center for Health & Economy has "scored" the group’s alternative to Obamacare. THE WEEKLY STANDARD readers are familiar with the broad case for the alternative (see here and here), which…

Do Americans Dislike Obamacare More Than Obama Likes Golf?

Jeffrey Anderson · August 26, 2014

During President Obama’s second term, about the only thing more common than seeing him out on the golf course has been seeing polls highlighting the striking unpopularity of his signature legislation.  Obama has golfed a reported 79 times so far in his second term (compared to a reported 24…

Obamacare Misses Its Target on the Uninsured by Half

Jeffrey Anderson · July 15, 2014

In March 2010, Obamacare was about to be voted upon by the House of Representatives, and the Democrats were in the process of deciding whether to ignore public opinion at their peril.  At that time, the Congressional Budget Office (CBO) projected that Obamacare would cost $938 billion over a decade…

Insurers Expect a Nearly $1 Billion Bailout under Obamacare

Jeffrey Anderson · June 27, 2014

Most Americans don’t think it’s their job to bail out insurance companies who lose money under Obamacare, but that’s exactly what’s poised to happen. Obamacare’s risk-corridor program — which President Obama has been using as a slush fund to placate his insurance allies and keep them quiet about…

The Unintended Consequences Keep On Coming

Geoffrey Norman · June 9, 2014

Among the arguments in support of the Affordable Care Act was that unless there was something close to universal insurance, the nation’s emergency rooms would be flooded with people needing care.  Now, as Laura Unger reports in USA Today:

Obamacare Insurer Subsidies in Action: The Case of Humana

Jay Cost · May 8, 2014

Humana joined the ranks of insurers warning about the potential for large premium increases on next year's Obamacare exchanges. In a conference call discussing its first quarter earning results, Bruce D. Broussard, CEO of Humana, said: "we can see pricing levels anywhere in the single digits to the…

Bad Faith Meets Bad Science

Alex Vuckovic · April 22, 2014

The attempts of defenders of Obamacare to rouse the American people in favor of the doomed monstrosity have become more desperate and bizarre. The most recent example is taking place in Florida, where the sudden death of a young uninsured woman is being cited as an indictment of the…

No Insurance Is Better than Unapproved Insurance Under Obamacare

Jeffrey Anderson · March 26, 2014

Would President Obama prefer that you have health insurance of which he doesn’t approve, or no health insurance at all?  Well, based on the penalties in play under his signature legislation, it would appear that he prefers for you to have no insurance at all than to have the “wrong” insurance (as…

Affordable?

Geoffrey Norman · March 19, 2014

Well, that may depend upon how you define the word.  In the case of the Affordable Care Act, the definition will need to be rather expansive since, as Elise Viebeck of the Hill reports:

Health Care on the Fly

Geoffrey Norman · March 15, 2014

The administration continues to jury rig the Affordable Care Act, which it sometimes calls “the law of the land.” The most recent fix is a 279 pager, released on Friday afternoon when the administration no doubt hoped most people would have better things to worry about. The 279 pages detailed…

A Time for Fixes?

Geoffrey Norman · February 28, 2014

Hard to imagine anyone running for anything as a proud and unequivocal supporter of the Affordable Care Act. Anyone, that is, this side of Joe Biden. Democratic candidates for the House and Senate are already running ads asserting, essentially, I was for it before I said we had to fix it. And now,…

Biden to Hold 'Off the Record' Obamacare Conference Call

Jeryl Bier · February 19, 2014

As the clock ticks down toward the end of Obamacare's first open enrollment period on March 31, the White House continues to invest considerable resources in publicizing the president's signature domestic program.  On Thursday, Vice President Biden will host a 30-minute "off the record" conference…

Emergency $8.7M Contract Awarded on Eve of Healthcare.gov Launch

Jeryl Bier · January 27, 2014

In a stunning admission, a recently released government document reveals that the original contract for Healthcare.gov contained no "specific concurrent user performance requirement." The federal government's online marketplace was plagued from the outset, in part due to the lack of ability to…

Bailing Out Health Insurers and Helping Obamacare

Jeffrey Anderson · January 13, 2014

Robert Laszewski—a prominent consultant to health insurance companies—recently wrote in a remarkably candid blog post that, while Obamacare is almost certain to cause insurance costs to skyrocket even higher than it already has, “insurers won’t be losing a lot of sleep over it.”  How can this be? …

Paid Obamacare Enrollment Data Likely Not Released Until February

Jeryl Bier · January 9, 2014

The Obama administration has come under fire for weeks now for selectively releasing "enrollment" data for Healthcare.gov and the state exchanges.  The latest figure of 2.1 million was met with skepticism by many observers, even some who are sympathetic to the administration.  However, based on…

Healthcare.gov Still Promoting Coverage Effective January 1

Jeryl Bier · January 6, 2014

Six days into the new year and fourteen days after the extended December 23 deadline, the federal Obamacare website Healthcare.gov is still holding out hope of coverage beginning January 1 to some consumers.  The notice, which first appeared on December 24, advises consumers who had "problems" with…

After a Month of Trying, I Still Can't Sign Up for Obamacare

Ike Brannon · December 26, 2013

After a month of trying, I still can't complete an application to join the D.C. Health Exchange. For a week, the Obamacare marketplace asked me to prove my citizenship, my daughter's existence, and my fixed address in the District of Columbia, but it would not allow me to submit the requested…

Insurance, Reassurance

Geoffrey Norman · December 17, 2013

One could be forgiven for feeling qualms about the age of the Affordable Care Act, the dawning of which is now upon us. It would be difficult to be unaware of the troubles surrounding the new order in health care, some of which John Merline of IBD details in a piece that includes this:

Paper Application Missing From Healthcare.gov

Jeryl Bier · December 11, 2013

The Obama administration began emphasizing the option of applying for insurance through the Obamacare Marketplace with a paper application ever since it became apparent that the online process at Healthcare.gov was riddled with problems.  More recently, however, the administration began to shift…

Another Broken Promise: Obamacare Is Driving Costs Up, Not Down

James Capretta · November 26, 2013

The past two months have laid bare the emptiness of the president’s most prominent Obamacare promises.  Millions are losing the plans they have and like against their wishes, contrary to the president’s oft-repeated pledge.  And those being forced into Obamacare could lose access to the doctors and…

Jump in My Web

Geoffrey Norman · November 15, 2013

The White House has cordially invited executives from the insurance industry to drop by, this afternoon, for a little chat.  The topic for discussion will, presumably, be how to “move forward,” on the Affordable Care Act now that the president has announced a temporary fix that amounts to…

Sharing the Pain

Geoffrey Norman · November 14, 2013

Those whose insurance has been cancelled as “substandard” don’t have much recourse.  They can go to the government’s website, which isn’t working so well.  Or they could write their person in Congress as some 30,000 of Senator Dianne Feinstein’s constituents have.  And, then, they can submit their…

The Upton Bill Is No Small Matter

James Capretta · November 13, 2013

The full reality of what Obamacare will mean for average Americans is only now becoming clear as the crisis over cancelled insurance plans in the individual market has steadily unfolded in recent days. Some 3 to 4 million people have already received notices from their insurers that their policies…

This Says it All

Geoffrey Norman · November 11, 2013

The rallying cry among those who still believe in Obamacare, and that it will fundamentally transform health care in America, like to say of the program’s current problems, “It’s just a web site.” Implying that it can, like the transmission on your automobile, be fixed and you can then proceed to…

Landrieu and Manchin ‘Keep The Promise’ but Miss The Point

Adam J. White · November 7, 2013

By now it's an understatement to say—as Senate Democrats said to President Obama yesterday—that Democrats face a national "crisis of confidence" in the Affordable Care Act. And their confidence likely wasn't buttressed by the closing weeks of the Virginia gubernatorial campaign, in which the…

Easy For Him to Say

Geoffrey Norman · October 31, 2013

President Obama’s appearance in Boston was the second most important event in that city yesterday and it was so far behind that it couldn’t even see the first one.  Still, the President did say a couple of interesting things, including an affable suggestion for those who are feeling forsaken,…

House to Take Up 'Keep Your Health Plan Act'

Daniel Halper · October 29, 2013

Last night, Fred Upton, the Republican chairman of the of the Committee on Energy and Commerce, introduced the "Keep Your Health Plan Act of 2013." The goal is simple: To allow people who like their health care plans to keep them for the next year under Obamacare.

The Next GOP Move on Obamacare

Daniel Halper · October 25, 2013

As the boss said on TV a couple days ago, the next move for the GOP should be to pass a bill that essentially says, "If you like your current health care plan, you can keep it."

Good Day Sunshine

Geoffrey Norman · October 17, 2013

The siege has been lifted.  The 16-day ordeal is ended.  Life, once again, is good.  As Alexander Bolton and Pete Kasperowicz of The Hill report:

HHS Admits: You MightNotBe Able to Keep Your Doctor Under Obamacare

Jeryl Bier · July 19, 2013

As Obamacare was being pushed through Congress in 2010, the Obama administration and its allies were unequivocal in two claims: If you like your doctor and you like your current health care plan, you can keep them both.  HHS Secretary Kathleen Sibelius and then-House speaker Nancy Pelosi backed the…

Why Do They Call It ‘Insurance’?

Geoffrey Norman · July 18, 2013

Critics of Obamacare point to the way in which it disconnects risk from price. As, for instance, with guaranteed issue. You can't be turned down if you are already ill or, even, be charged higher premiums that reflect your condition. This is ordinarily the hard reality of insurance.  Higher risk;…

The White House’s Peculiar Obamacare Delay

James Capretta · July 3, 2013

The Obama administration must have been hearing some awfully threatening noises from the business community lately, because its unilateral delay of Obamacare’s employer mandate, from 2014 to 2015, is otherwise very difficult to explain. The delay is an embarrassing move for the White House and will…

A Blow to Both Obamacare and the Rule of Law

Jeffrey Anderson · July 2, 2013

In a blatant exercise of arbitrary rule, the Obama administration announced this evening that it has unilaterally decided not to implement a key provision of Obamacare on schedule.  By law, Obamacare’s employer mandate — its requirement that businesses with 50 or more workers provide federally…

‘Repeal’ Doesn’t Mean ‘Implement’

Jeffrey Anderson · June 4, 2013

A big part of Obamacare is its massive expansion of Medicaid. Fortunately, this expansion can’t happen in most states without Republicans freely choosing to make it happen. Unfortunately, far too many Republican governors seem to be confused about the distinction between repealing Obamacare and…

CBO: Uninsured Under Obamacare Never Falls Below 30 Million

Jeryl Bier · June 4, 2013

On Monday, CNBC reported on a new survey that found that two-thirds of Americans currently without health insurance don't know if they will purchase coverage by the deadline, the first day of 2014.  The survey was released by InsuranceQuotes.com, a company that offers comparison shopping for…

California Dreamin’ on Obamacare

Jeffrey Anderson · May 31, 2013

Supporters of President Obama’s overhaul of American medicine are touting the early evidence from California’s Obamacare exchange (still under construction) as good news for their side.  But as the Los Angeles Times notes, the Golden State’s version of Obamacare will mean higher insurance premiums…

W.H. Still Insists Obamacare Will Lower 'Future' Rates

Daniel Halper · March 27, 2013

Health and Human Services Secretary Kathleen Sebelius admitted that Obamacare might cause "some men and younger customers [to] see their rates increase," in regard to health care insurance costs. But the White House refused today to address Sebelius's comments, and would only insist that health…

Sebelius’s New Obamacare Decrees Tip Her Hand

Jeffrey Anderson · February 25, 2013

Much of Obamacare wasn’t passed as fixed law but rather as an open-ended invitation for the secretary of Health and Human Services (HHS) to make law, our constitutional separation of powers notwithstanding.  That’s how the requirement came about that essentially all health plans must hereafter give…

Providing for the 30-Year-Old ‘Child’

Jeffrey Anderson · May 24, 2012

The Wall Street Journal reports, “Rep. Steve Stivers of Ohio said he was considering introducing legislation requiring insurance companies to let consumers cover adult children on their plans up to the age of 31, charging an additional premium if necessary.” Contrary to what you might suppose,…